SNAP Preventing Foreclosure through Referrals and Grant

By Paige Browning

A new partnership between the Spokane Neighborhood Action Program and the County aims to help homeowners before they face foreclosure.
SNAP’s Housing Counseling Program has set a goal of preventing 500 foreclosures in the next five years.  To do so, SNAP will use a three million dollar grant to give out loans, and will now get account referrals from the county treasurer’s office, the utilities division, and Veterans Services.
Monica Lloyd, SNAP’s Housing Counselor Program Manager, says her office uses a holistic approach with clients.  A person may call because they fear foreclosure, but her office will work to find a solution for all factors in their life. For example, Lloyd recently spoke with a woman who’s overdue on her mortgage and owes outstanding sewer bills.
Lloyd: “I was able to refer her to our local food banks, to heating assistance; I also referred her for some legal aid because she happens to be a senior citizen.  So again, through the information that we’re taking in, we’re really diagnosing, and even if we don’t end up being the agency that helps them, giving them additional resources so that they feel empowered.”
The foreclosure prevention program is open to applicants whose household income is at or below 80% of the median income, which for a family of four is about 4,200 dollars a month.
More than 1,000 homes are foreclosed on in Spokane each year.
The program will assist qualified applicants free of charge.  SNAP received the grant last year from the state Attorney General’s office as a result of the National Mortgage Settlement.
For more information on qualifications or the program call SNAP at 509-456-7106.
Copyright 2013 Spokane Public Radio 
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